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Make sense of the Insurance Market

Like any market, the insurance market experiences different cycles that can affect pricing and how easy it is to get cover.

Are you under-insured?

Your business is probably one of the most valuable assets you have - so it makes sense to protect it in good times and bad. 

Landlord Insurance at a glance

Like home insurance, landlord insurance can cover your rental property and its contents against risks like storms, floods, and fire. It can also cover the damage that tenants can cause to your contents - and even loss of rental income. 

Strata Insurance at a glance

If you own a townhouse, unit or apartment and you're sharing common space with others, you don't want to be left to foot the bill if there's damage to shared parts of the building or items. Strata Insurance protects the building and common areas or facilities, with the premiums paid for by the owners' corporation. 

Professional Indemnity Insurance at a glance

Anyone can make a mistake - but if your business is found liable for negligence, the costs can be financially devastating. Not only can it lead to an expensive lawsuit, but your business's hard-earned reputation may be damaged as a result.

Marine Transit Insurance at a glance

Marine transit insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina and more.

Motor Insurance at a glance

If your car is damaged in an accident where you're at fault, having comprehensive motor insurance helps to pay for repairs - or can replace it altogether if your car is written off.

Public & Products Liability at a glance

If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs.

Public liability insurance can help to protect your business from the financial risk of liability claims - giving you the certainty you need to trade with confidence. 

Home & Contents Insurance at a glance

If your home and its contents were damaged or destroyed in a natural disaster or accident, or all your valuables were stolen, could you afford to replace them?

Corporate Travel Insurance at a glance

When business travel doesn't go to plan, Corporate Travel Insurance can help to cover out-of-pocket costs to your business and employees. 

Cyber Protection Insurance at a glance

Cyber Protection Insurance is a relatively new form of cover. It's designed to help protect your business from the financial impact of computer hacking or data breach. 

Contract Works Insurance at a glance

When you're working on a construction site, plenty of things can go wrong. Damage or loss to a building could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss.

Management Liability Insurance at a glance

When you're running a business, you may be personally liable for any actual or alleged breaches of the Corporations Act. 

And it's not just large companies that are exposed - small and medium business owners and officers could be at risk as well.

Business Insurance at a glance

A business takes years to build - but an accident or disaster could destroy it all in minutes. That's why businesses should help protect themselves with a quality business insurance pack.