Owner Builder Construction & Public Liability Insurance

Construction insurance provides cover for damage and theft to your building structure including its materials. 

Construction & liability insurance

Construction Insurance (also known as Contractors All Risk Insurance and Contract Works Insurance) covers your owner builder building project under construction, building materials and equipment onsite against fire, malicious damage, storm damage, water damage, accidental damage, impact by a vehicle and theft.

We recommend that you include PUBLIC AND PRODUCTS LIABILITY which protects you against legal costs and your legal liability to pay compensation to others who have suffered Personal Injury (including contractors and sub-contractors) or Property Damage as a result of your business activities.

Renovating, extending your home?

Often building Insurance (e.g. home insurance policies) do not provide cover for damage to your existing home while a building is under construction and the damage to the existing home is caused by the construction project. An example of such damage can happen when the roof of the home is removed and rain enters the home causing damage to the construction project area and the existing home area.

We can package a construction and liability insurance policy to cover the new works and the existing building on the one policy.

This type of cover is called Existing Structure Insurance. Please select this cover when completing our online form or feel free to contact us if you would like to discuss this further.

Selling your home?

See our Home Warranty Insurance Page.

Price & security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia's largest Insurers. We also offer a choice of flexible payment options.

Online quote

Click "get an online quote now" to obtain a quote.
Or feel free to contact us on 1300 764 244 to talk to one of our friendly staff.

General advice

Please read our General Advice Information Page when considering purchasing an insurance product.

The Product

Please refer to the Insurer's Product Disclosure Statement (PDS) or policy wording when deciding if this product is right for you.

Online Quote Forms

Fill out the Online Quote Forms for Owner Builders Construction & Liability Insurance or call CGIB on 1300 764 244 to speak to one of our staff.

get a quote now