Personal Accident & Illness Insurance

We have extensive experience providing tailored personal accident and sickness insurance packages.

What Is Personal Accident & Sickness Insurance?

Personal Accident and Sickness Insurance can cover you against the loss of your personal income as a result of accidental injury, illness, sickness or disease.

Lump sum benefits can be included for injuries such as accidental death, loss of a limb, loss of sight and loss of hearing.

Provides for a payment of:

a set percentage of the capital sum insured if the sum insured person suffers an injury resulting in a defined event; or
a weekly benefit for temporary total disablement as a result of an insured injury or sickness or a temporary partial disablement as a result of an insured injury.

It also provides a number of automatic additional benefits and optional benefits.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Why do I Need Personal Accident & Sickness Insurance

Cover yourself or an employee against loss of income in the event of an accident or sickness.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Michael Chadwick

Lisa and the team at CGIB have been fantastic, found me a competitive insurance policy for my Tractor. The service and offering was superior to other major competitors, where you feel important as a valued customer. Thank you CGIB team!

Scott Clarke

I have been dealing with CGIB and Caroline in particular for a very long time now, and I cannot recommend them highly enough. Their service is always extremely helpful, proactive, and prompt. It is rare to find this level of consistent reliability over the long term.
Thank you, Caroline, and everyone at CGIB.

Julie Mayer

Sarah is very helpful and knowledgeable. My experience was made very easy and stressless. We have been with CGIB for many years and would highly recommend them

Robert Noakes

I have been found Caroline from CGIB has been highly professional and responsive for all my PI needs especially when amendments are required. I have recommended Caroline and CGIB to many consultants in my network.

During the last twelve months I have had to contact Caroline about my policy and all enquires were resolved promptly and respectfully.

John kelada

CGIB are excellent commercial insurance brokers, Caroline and the team are always at hand with the our first year insurance and renewal with great pricing and handling claims.

Frank De Lorenzi

Very professional Insurance Brokers. Great service and timely response.

Friedrich Roslyn

Our company has been working with Caroline Cori for many years and it has always been a pleasure. Thank you Caroline for all your help.
Kind Regards
Ros Friedrich

Denise Noztech

I have had PI insurance through CGIB for many years. Caroline has always looked after me and no question was left unanswered. Very quick turnaround each year which was easy and painless. Never felt the need to look elsewhere. Thanks for looking after me for over 20 years

cgal family

Honestly, Aleisha was an absolute lifesaver. I needed to get an urgent $20M public liability policy sorted for our self-managed Owners Corporation so my lawyer could finalize a Section 32 for a property sale. Strata paperwork is usually a total nightmare, but Aleisha made it so easy and stress-free. She actually listened, worked fast, and got it done properly. Can’t recommend her enough!

Andrew Lim

Sarah Liakopoulos at CGIB has been a pleasure to deal with while setting up insurance for my new business. She arranged single transit marine cover for our first import shipment. When I needed public and products liability ahead of our launch, she had a quote to me the next morning and bound the policy the same day. Clear, prompt and easy to work with. Thanks also to Emma for stepping in while Sarah was away. Highly recommended.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.