Construction & Public Liability Insurance

Construction insurance provides cover for damage and theft to your building structure including its materials.

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Construction & Liability Insurance

Construction Insurance (also known as Contractors All Risk Insurance and Contract Works Insurance) covers building project under construction, building materials and equipment onsite against fire, malicious damage, storm damage, water damage, accidental damage, impact by a vehicle and theft.

We recommend that you include PUBLIC AND PRODUCTS LIABILITY which protects you against legal costs and your legal liability to pay compensation to others who have suffered Personal Injury (including contractors and sub-contractors) or Property Damage as a result of your business activities.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Renovating, Extending Your Home?

Often building Insurance (e.g. home insurance policies) do not provide cover for damage to your existing home while a building is under construction and the damage to the existing home is caused by the construction project. An example of such damage can happen when the roof of the home is removed and rain enters the home causing damage to the construction project area and the existing home area.

We can package a construction and liability insurance policy to cover the new works and the existing building on the one policy.

This type of cover is called Existing Structure Insurance. Please select this cover when completing our online form or feel free to contact us if you would like to discuss this further.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia-wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

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Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Kristy Wetherell
I was new to this type of PI insurance and was lucky to come across CGIB. From my initial online requests, to arranging my coverage, communication was excellent and my insurance was organised easily, and competitively priced! Thank you!
kerry johnson
From getting a quote to being fully secured took , in real time, only a few hours. Aleisha was outstanding by keeping us informed at all times. So happy with the service and the end result. Thank you
Adam Smith
CGIB has been with me, since I started my business almost 10 years ago. Caroline is always prompt with replies to any queries I have. Very happy to recommend CGIB.
domenic sciacca
CGIB are outstanding insurance brokers. I've been dealing with them for 20+ years and have consistently had a positive experience. Their service is always prompt, professional and they are an absolute pleasure to deal with.
Neil Harris
Caroline & CGIB have looked after my insurances now for over 10 years, and have been great to deal with. Will continue to use their services.
Trevor Brown
The staff at CGIB were very helpful and achieved what I needed without fuss or delay. Excellent experience
Alexis Rivers
Caroline at CGIB Insurance is just great to deal with. She’s proactive, knows her stuff, and is always easy to reach.

She really takes the time to understand my business and makes sure everything is clear and properly covered. Feels more like having someone in your corner than dealing with insurance.

Super highly recommend.

Thanks agian =)
Steve Colakidis
I have used CGIB as my insurer for over 10 years and they have always been very professional and reliable.
Antonio Iannella
CGIB have facilitated insurance for our Owners Corp requirements for the last few years. Sarah has been professional, diligent, helpful and I highly recommend their services.
PINA SERNIO
Wouldn't go anywhere else! We have been in the building industry for over forty years and have used other companies to handle our insurances and it was a nightmare. CGIB has been responsive, efficient and pleasure to do business with. They have handled our claims in a speedy manner and stayed on top of things, sending ME friendly reminders to help me stay on top of things. We have been with them for what could be over 15 years and highly recommend them.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.

What Is Adjoining Property Protection? A Simple Guide for Builders and Property Owners
What is Professional Indemnity Insurance?
The Role of Public Liability Insurance for Builders
Stop Your Tools & Equipment Going Walkies: Here’s How
Principal Supplied Items – Beware!
NSW Draft Design and Building Practitioners Regulation: are you ready to declare?

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We make insurance simple, with expert advice and support at every step.

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