Business Motor Vehicle Insurance in Australia

When you depend on your vehicles to drive success, the right insurance is completely non-negotiable.

30+ Years of Trusted Business Vehicle Insurance with CGIB

With the right business motor vehicle insurance you can protect against accidents, theft, or natural disasters that might make for costly setbacks.

At CGIB, we specialise in providing business motor vehicle insurance that gives you the peace of mind you need to work uninterrupted. We boast over 30 years of industry experience, and we’ll use this to protect your logistics and transport should the unexpected happen.

Choose your CGIB business package, and secure everything you’ve worked hard to build.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Types of Business Motor Insurance in Australia

General Vehicle Insurance

Protect your assets with our general vehicle insurance and keep your operations on track. This includes coverage for accidental damage to help with repair or replacement costs, theft protection to secure your investment, and third-party liability to safeguard against damage or injury caused by your vehicle.

Truck Insurance

Secure larger vehicles used in logistics and transport, with comprehensive truck insurance that’s designed with you in mind. Our specialised coverage safeguards against accidents or industry-specific risks to help keep your fleet on the road.

Trailer Insurance

Your trailers work as hard as you do, and they deserve reliable protection. Our trailer insurance covers fire, storms, theft, and accidental damage, giving you peace of mind that your equipment is secure. With this coverage, you can focus on your business without worrying about unexpected issues.

Plant and Equipment Insurance

Your machinery sits at the heart of your operations, and our plant and equipment insurance ensures it remains safe and secure. From excavators to unregistered equipment, experience comprehensive coverage that protects against theft and damage. Keep moving forward, no matter what challenges come your way.

Any Businesses, Any Vehicle

Whatever your industry, whatever your vehicle, CGIB has a cover that’s just right:

Industries We Cover

CGIB supports industries that rely on vehicles to power their operations. From logistics and construction, to small businesses and delivery services, our business motor vehicle insurance protects against accidents, theft, and damage. Whether you’re transporting goods or managing heavy equipment on-site, you’re in safe hands.

Finding the Right Coverage for Your Business

Getting the right business motor vehicle insurance starts with knowing your risks. Evaluate what vehicles are critical to your everyday operations, how often they’re used, and any high-risk factors like exposure to natural disasters or heavy traffic areas.

Vehicles We Cover

Our policies provide comprehensive protection for a wide range of vehicles, such as commercial trucks, vans, trailers, and plant machinery like excavators. We also cover company cars and fleets, helping your vehicles stay secure and your business running smoothly.

At CGIB, we create policies that fit your unique requirements. You might operate heavy-duty trucks, or a fleet of delivery vans for example—whatever it is, you’ll get complete peace of mind knowing that you’re fully protected.

Policy Inclusions and Exclusions

What’s Included

Our policies cover a wide range of risks, including:

Accidental damage to vehicles.
Theft or vandalism.
Natural disasters such as storms or floods.
Third-party injuries or property damage caused by your vehicles.

What Isn't

Wear and tear or mechanical breakdowns.
Unregistered or uninsured vehicles unless specified.
Use of vehicles outside their declared purpose (e.g., personal use for a commercial vehicle).

Start Your Quote Chat With Our Team

What Impacts the Cost of Your Business Motor Vehicle Insurance?

When seeking a truck insurance quote or coverage for other vehicles, there are a few factors that can affect your premium. Larger fleets increase risk exposure, leading to higher costs overall. The type and usage of your vehicles—such as heavy-duty trucks or frequent deliveries—might also impact premiums.

Finally, there are high-risk industries like logistics and construction that may find higher rates, while businesses with prior claims may see higher premiums due to increased risk.

When the unexpected does happen, CGIB is ready and waiting to make the claims process quick and stress-free. Whether you’re filing online or working directly with our friendly team, we’ll do everything we can to get you the quick resolution you need. Minimise disruptions to your business, and get full guidance and support every step of the way.

Claims Support and Process

When the unexpected does happen, CGIB is ready and waiting to make the claims process quick and stress-free. Whether you’re filing online or working directly with our friendly team, we’ll do everything we can to get you the quick resolution you need. Minimise disruptions to your business, and get full guidance and support every step of the way.

Price and Security

Find competitive pricing and fully flexible payment options that make your motor vehicle insurance as accessible as possible. We’ve got premiums for any budget, meaning you receive the best value without compromising on coverage. We’re also backed by Australia’s largest insurers, meaning you can count on us to provide the protection you need.

Business Motor Vehicle Insurance Made Simple

Online Quote Form: Provide details about your vehicles and business operations to receive a tailored truck insurance quote or policy for your fleet.
Personalised Assistance: Contact our team at 1300 764 244 for expert advice and customised solutions.
Receive Your Policy: Get comprehensive coverage designed for your needs.

Why CGIB Business Motor Vehicle Insurance is Different

Customised Coverage: Here, your truck, trailer, or plant insurance is made just for you—no one else.
Comprehensive Options: Whatever your industry, whatever your vehicle, get the insurance cover you need.
Expertise and Support: With over 30 years of experience in insurance for commercial vehicles, we know what we’re doing.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Michael Chadwick

Lisa and the team at CGIB have been fantastic, found me a competitive insurance policy for my Tractor. The service and offering was superior to other major competitors, where you feel important as a valued customer. Thank you CGIB team!

Scott Clarke

I have been dealing with CGIB and Caroline in particular for a very long time now, and I cannot recommend them highly enough. Their service is always extremely helpful, proactive, and prompt. It is rare to find this level of consistent reliability over the long term.
Thank you, Caroline, and everyone at CGIB.

Julie Mayer

Sarah is very helpful and knowledgeable. My experience was made very easy and stressless. We have been with CGIB for many years and would highly recommend them

Robert Noakes

I have been found Caroline from CGIB has been highly professional and responsive for all my PI needs especially when amendments are required. I have recommended Caroline and CGIB to many consultants in my network.

During the last twelve months I have had to contact Caroline about my policy and all enquires were resolved promptly and respectfully.

John kelada

CGIB are excellent commercial insurance brokers, Caroline and the team are always at hand with the our first year insurance and renewal with great pricing and handling claims.

Frank De Lorenzi

Very professional Insurance Brokers. Great service and timely response.

Friedrich Roslyn

Our company has been working with Caroline Cori for many years and it has always been a pleasure. Thank you Caroline for all your help.
Kind Regards
Ros Friedrich

Denise Noztech

I have had PI insurance through CGIB for many years. Caroline has always looked after me and no question was left unanswered. Very quick turnaround each year which was easy and painless. Never felt the need to look elsewhere. Thanks for looking after me for over 20 years

cgal family

Honestly, Aleisha was an absolute lifesaver. I needed to get an urgent $20M public liability policy sorted for our self-managed Owners Corporation so my lawyer could finalize a Section 32 for a property sale. Strata paperwork is usually a total nightmare, but Aleisha made it so easy and stress-free. She actually listened, worked fast, and got it done properly. Can’t recommend her enough!

Andrew Lim

Sarah Liakopoulos at CGIB has been a pleasure to deal with while setting up insurance for my new business. She arranged single transit marine cover for our first import shipment. When I needed public and products liability ahead of our launch, she had a quote to me the next morning and bound the policy the same day. Clear, prompt and easy to work with. Thanks also to Emma for stepping in while Sarah was away. Highly recommended.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.