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Product Development and Distribution Statement

Product Development and Distribution Statement  pdf/99kB

Target Market Determination (TMD)

A Target Market Determination or TMD is a document required under the Product Design and Distribution Obligations that outlines the types of customer that a particular product is suitable for, the way in which the product can be sold, and how we will monitor the product to ensure it is continuing to add value for customers.

TMDs are required for:

TMDs are required to be in place for any retail product. We have defined retail products as those that are covered by a PDS. This includes retail covers within packages that are covered by a PDS.

Links to all our Insurer TMD's can be found here