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Mobile Plant, Equipment and Machinery Insurance
Mobile plant, equipment and machinery insurance for businesses made easy.
Insurance For All Types Of Mobile Plant & Machinery
CGIB offer insurance for all types of mobile plant, machinery and equipment including excavators, bob cats, scissor lifts, fork lifts, tractors, trailers, generators, skid loaders and many more. Whether you are using the machinery for business use or private use, cgib can assist you with the right cover.
Understanding Our Plant Machinery Insurance
Finding the right equipment insurance in Australia is a great option if your business relies on high-value equipment for every day operations. It protects everything, from excavators, bobcats, and loaders to cranes, forklifts, and skid steer loaders, all to ensure you’re financially safeguarded against unexpected losses.
If heavy equipment is a critical investment to your industry, the right business insurance can be the difference between a successful and unsuccessful project.
Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you
What We Cover
We provide comprehensive insurance for many types of machinery, plant and equipment, such as:
- Excavators
- Bobcats
- Scissor Lifts
- Tractors
- Trailers
- Generators
- Forklifts
- Skid loaders
- Cranes
- Backhoes
- Graders
Some of the industries include:
- Owner Operators
- Trade Industries
- Crane Fleet Operators
- Construction and Building Industry
- Earthmoving and Excavation Contractors
- Quarry Operators
- Plant Hire Industry
- Farming and Agricultural Operators
- Civil and Road Contractors
- Asphalt and Paving Contractors
- Landscaping Industry
- Large Mobile Crane Fleets
- Demolition Contractors
- Drilling and Exploration Contractors
- Concrete Industry (Concrete pumps)
Plant Machinery Insurance to Protect From the Unexpected
- Complete Protection: Cover accidental damage and theft, so your equipment is repaired or replaced with minimum downtime.
- Transit Cover: Protect your machinery while being transported between job sites, reducing financial risks that may occur during transit.
- Third-Party Liability: Cover the costs if your equipment causes damage or injury, protecting your business from unexpected legal and financial claims.
- Hired-In Equipment: Include coverage for rented or leased machinery, so you’re not left to take on the repair or replacement costs.
- Customisable Policies: Can’t find the right policy? Design something to match your business needs, industry risks, and the equipment type.
Your Coverage Details
Your plant machinery insurance policy is made to fit your business needs, and can include:
- Damage to mobile plant and machinery.
- Theft of machinery or equipment.
- Equipment in transit between worksites.
- Coverage for hired-in plant and machinery.
- Protection for unspecified attachments (limits apply).
- Public liability for accidents caused by equipment use.
Why Do You Need Plant Machinery Insurance?
Operating heavy machinery isn’t without its risks. From theft and accidental damage to and liability claims, the right insurance is an effective way to minimise costly disruptions, unexpected expenses, and project delays.
Here’s an example: A contractor’s brand-new excavator was stolen from a remote site overnight. Because they had excavator insurance, and their machine was new they received the replacement value of the machine and were able to hire a replacement—meaning their project stayed on track and remained a success.
Why CGIB is the Right Choice for Plant Machinery Insurance
- Access to Leading Insurers: As part of the Steadfast network, you get the most from your policy with exclusive policies and competitive pricing.
- Personalised Insurance Solutions: Every business is different—that’s why your policy will be made to suit your specific operations and risks.
- Expert Claims Support: When the unexpected happens, we’re there to act as your personal claims advocate to manage the process for a fair resolution.
- Australia-Wide Service: You can find us in Melbourne, but you’ll get the same exceptional care wherever you are in Australia.
What's included
Include trucks & vehicles
We can include cover for all your plant machinery and your trucks and vehicles on the one policy to save you time and money.
Include public liability insurance
Need insurance cover for damage to third party property or injury to the public when operating the plant machinery?
We can include Public Liability Insurance cover on the one policy when you insure your machinery, saving you time and money.
Owner operators who insure their machinery should also insure for Public Liability Insurance too, as machinery insurance does not include any public liability cover (damaged caused by the machine).
Protect Your Business with CGIB
Your professional plant machinery insurance isn’t just about protection—it’s about ensuring confidence in your work and long-term stability for your business. Whether you’re securing a new policy or reviewing your existing coverage, our team offers expert guidance and stellar support from the moment you call us.
Don’t leave your business exposed—request a quote online, or speak with our insurance specialists today.
Looking for additional coverage? We also offer building designers insurance and builders’ insurance products, as well as a range of other professional insurance products that will give your business the protection it needs.
Request Your Quote Today
Frequently Asked Questions
What types of machinery are covered under plant machinery and equipment insurance?
Our plant machinery insurance covers a wide range of equipment essential to industries like construction and excavation. This includes excavators, loaders, cranes, bobcats, skid steers, forklifts, scissor lifts, tractors, and more.
Does the policy cover hired equipment?
Yes, our policies can include coverage for hired-in plant and equipment. This means if you rent or lease machinery for a project, it will still be protected against damage, theft, or breakdowns. Adding this coverage ensures you won’t be left with unexpected repair or replacement costs if something happens to the machinery while in use.
Is transportation of equipment covered?
Yes, we offer transit cover, which protects your machinery while it’s being transported between worksites. Moving heavy equipment from one job site to another can expose it to risks like road accidents, theft, or damage during loading and unloading.
Are unspecified attachments covered?
Yes, we can provide coverage for unspecified attachments, though it’s important to remember that limits may apply. Many plant and machinery setups include various add-ons and accessories, such as buckets for excavators or lifting attachments for forklifts.
Hear Directly from Our Clients
Don’t take our word for it, see what other business owners and clients have to say.
Keep up to date on news and insights from the blog
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