Public Liability Insurance for Building Designers

We have extensive experience in providing tailored public liability packages as a stand-alone product or an add on to your professional indemnity policy.

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Why Building Designers Need Public Liability Insurance

If you’re a building designer, working with clients, consultants, and trades means you’re regularly exposed to public liability risks. Whether a client trips during a site meeting or accidental damage occurs during a consultation, a single incident could result in legal action or a costly claim.

That’s why public liability insurance is essential. At CGIB, we specialise in protecting professionals like building designers with policies tailored to the risks of your industry. Our public liability cover helps shield you from financial loss arising from third-party injury or property damage — so you can continue your projects with confidence, knowing we’ve got your back.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

What Is Public Liability Insurance?

Public Liability Insurance provides compensation to businesses in the event of personal injury or property damage to the public caused by your business.

Policy Details At a Glance

Known and trusted local Insurer
Monthly Payment option to assist with business cash flow
Technical support available for all business, design and claim issues
Stand alone or add to your existing cgib professional indemnity policy
Tailored insurance policy for the building designer industry

Business and Organisations

We can assist with providing public liability insurance for all types of businesses including large businesses, small businesses and businesses that are classified as high risk and therefore find it difficult to obtain insurance. CGIB also provide public liability insurance to franchises, non-businesses such as not for profit and charity organisations and associations

What Makes Public Liability Insurance Essential

Businesses are exposed to financial loss if they suffer a liability event.
If your business suffers a liability event and is held responsible for the property damage or personal injury to the third party, you may be legally required to pay any legal costs and compensation to the third parties.

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Understanding Product Liability Insurance

Product liability insurance can be important for building designers who specify, supply, or recommend products and materials as part of their work. If a product you’ve provided or recommended — such as a fixture, fitting, or building material — is later found to be faulty and causes injury or property damage, you could still be held liable, even if you didn’t manufacture it yourself.

Having the right product liability cover in place helps protect your business from claims related to defects, safety issues, or product failures. It’s an extra layer of protection that can safeguard you from costly legal action and reputational risk, especially when dealing with suppliers, contractors, and end clients.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

General advice

Please read our General Advice Information Page when considering purchasing an insurance product.

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Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Peter Cutting

No stress experience - Caroline at CGIB has always been thoroughly detailed and accommodating in every aspect to give me the cover suited to my need.

Damian Anderson

Been using CGIB for the past 14 years & have found them well organised, very efficient & great to deal with. Caroline Cori is fantastic, I couldn't recommend her highly enough!!!

John Mannu

We were fortunate to have Andrea Muse assist us with renewal of our policy recently.
Andrea is knowledgable, courteous, professional and responds to questions promptly!
I cannot express how happy we were to engage with her re our policy renewal and would recommend highly for assistance with policy matters.

Kon Mala

Caroline is a star! She makes insurance easy, and almost fun!! Thanks again Caroline

Arthur Petridis

Lisa from CGIB was professional, punctual, efficient & very informative. I am beyond satisfied with my experience & highly recommend CGIB without hesitation to family, friends & anyone who is looking for an insurance broker.

VICPMG Accounts

Emma and Andrea at CGIB are prompt, professional and extremely helpful. They made renewing our insurance a painless process, in fact their renewal price was cheaper that our current insurance policy held with a competitor, we saved money on a new policy - unheard of in this market! Changing to them was a no-brainer, they will be our first port of call for any insurance needs in future.

Paul Farinacci

Rest assured with CGIB, Caroline and the team have it all under control. They are reliable, competitively priced, and most importantly care about your business. After 10 years of using Caroline and her teams services, I can highly recommend them.

Marc Piu

I used them in the past and they were easy to deal with so I used them again recently. Great staff, helpful and focused on service

Adam Gootkin

Recently purchased a property containing a shared driveway and Lisa and Caroline were very helpful in finding suitable coverage for the shared property at the best price of the quotes I received.

Yolla

Thank you CGIB for years of great service! It has been an absolute pleasure working with the Team. From Paul to Oscar and now with Sarah! Their approach is always friendly and professional with great support in a timely manner. I would recommend this company to anyone wanting quality service and advice – amazing Team!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.