Personal Accident & Illness Insurance

We have extensive experience providing tailored personal accident and sickness insurance packages.

What Is Personal Accident & Sickness Insurance?

Personal Accident and Sickness Insurance can cover you against the loss of your personal income as a result of accidental injury, illness, sickness or disease.

Lump sum benefits can be included for injuries such as accidental death, loss of a limb, loss of sight and loss of hearing.

Provides for a payment of:

a set percentage of the capital sum insured if the sum insured person suffers an injury resulting in a defined event; or
a weekly benefit for temporary total disablement as a result of an insured injury or sickness or a temporary partial disablement as a result of an insured injury.

It also provides a number of automatic additional benefits and optional benefits.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Why do I Need Personal Accident & Sickness Insurance

Cover yourself or an employee against loss of income in the event of an accident or sickness.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Peter Cutting

No stress experience - Caroline at CGIB has always been thoroughly detailed and accommodating in every aspect to give me the cover suited to my need.

Damian Anderson

Been using CGIB for the past 14 years & have found them well organised, very efficient & great to deal with. Caroline Cori is fantastic, I couldn't recommend her highly enough!!!

John Mannu

We were fortunate to have Andrea Muse assist us with renewal of our policy recently.
Andrea is knowledgable, courteous, professional and responds to questions promptly!
I cannot express how happy we were to engage with her re our policy renewal and would recommend highly for assistance with policy matters.

Kon Mala

Caroline is a star! She makes insurance easy, and almost fun!! Thanks again Caroline

Arthur Petridis

Lisa from CGIB was professional, punctual, efficient & very informative. I am beyond satisfied with my experience & highly recommend CGIB without hesitation to family, friends & anyone who is looking for an insurance broker.

VICPMG Accounts

Emma and Andrea at CGIB are prompt, professional and extremely helpful. They made renewing our insurance a painless process, in fact their renewal price was cheaper that our current insurance policy held with a competitor, we saved money on a new policy - unheard of in this market! Changing to them was a no-brainer, they will be our first port of call for any insurance needs in future.

Paul Farinacci

Rest assured with CGIB, Caroline and the team have it all under control. They are reliable, competitively priced, and most importantly care about your business. After 10 years of using Caroline and her teams services, I can highly recommend them.

Marc Piu

I used them in the past and they were easy to deal with so I used them again recently. Great staff, helpful and focused on service

Adam Gootkin

Recently purchased a property containing a shared driveway and Lisa and Caroline were very helpful in finding suitable coverage for the shared property at the best price of the quotes I received.

Yolla

Thank you CGIB for years of great service! It has been an absolute pleasure working with the Team. From Paul to Oscar and now with Sarah! Their approach is always friendly and professional with great support in a timely manner. I would recommend this company to anyone wanting quality service and advice – amazing Team!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.