Personal Accident & Illness Insurance

We have extensive experience providing tailored personal accident and sickness insurance packages.

What Is Personal Accident & Sickness Insurance?

Personal Accident and Sickness Insurance can cover you against the loss of your personal income as a result of accidental injury, illness, sickness or disease.

Lump sum benefits can be included for injuries such as accidental death, loss of a limb, loss of sight and loss of hearing.

Provides for a payment of:

a set percentage of the capital sum insured if the sum insured person suffers an injury resulting in a defined event; or
a weekly benefit for temporary total disablement as a result of an insured injury or sickness or a temporary partial disablement as a result of an insured injury.

It also provides a number of automatic additional benefits and optional benefits.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Why do I Need Personal Accident & Sickness Insurance

Cover yourself or an employee against loss of income in the event of an accident or sickness.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Todd Hampson

Thank you, CGIB has been an easy company to work with and was able to find me a competitive insurance offering.

Carl

Very knowledgeable and helpful. My hat off to Sarah and the team. So friendly and she goes out of her way to help as much as possible.

Anthony

Our family has been working with Joe and his team for over 15 years and we couldn’t be happier with the service. From day one, they’ve been hardworking, trustworthy, and genuinely committed to looking after our needs. What really sets them apart is how they stay on top of current insurance developments and proactively keep us informed. Joe and his team take the time to understand our situation and always provide clear, honest guidance. They’re not just our insurance brokers—they’re trusted advisors we rely on completely. We can’t recommend CGIB highly enough.

Kate Campbell

Efficient and wonderful service and experience. Thank you Andrea

Anthony Nelson

Once again Caroline has been amazing to deal with, her experience and knowledge is second to none, I would not insure with anyone else.

Martin Freney

Caroline Cori at CGIB has provided excellent service over many years. I particularly appreciate her thorough approach in making sure the insurance cover is genuinely suited to my needs, not just off-the-shelf, while also getting me a great price.

Kristen Heinrich

Caroline Cori has been absolutely fantastic to deal with, she has always been prompt, professional and knowledgeable with her responses and feedback. Highly recommend to any individual or Business seeking insurance advice!

Joe Ienari

Caroline has been very helpful and responsive in assisting with the insurance renewals across my businesses with CGIB. She consistently provides prompt service and reliable advice, making the process smooth.

I have also appreciated the support from Joe and Paul, who have been equally professional and attentive. It has been a pleasure dealing with the CGIB team.
Thank you for the continued support

Mark Bennett

Thank you Sarah for your hard work on behalf of our Owners Corporation - great job!

Todd hancock

Sarah was more than helpful throughout multiple insurance quotes and policy detail updates mid term. I was in and out of communication and this was not an issue. Very helpful and will continue to use these guys.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.