Personal Accident & Illness Insurance

We have extensive experience providing tailored personal accident and sickness insurance packages.

What Is Personal Accident & Sickness Insurance?

Personal Accident and Sickness Insurance can cover you against the loss of your personal income as a result of accidental injury, illness, sickness or disease.

Lump sum benefits can be included for injuries such as accidental death, loss of a limb, loss of sight and loss of hearing.

Provides for a payment of:

a set percentage of the capital sum insured if the sum insured person suffers an injury resulting in a defined event; or
a weekly benefit for temporary total disablement as a result of an insured injury or sickness or a temporary partial disablement as a result of an insured injury.

It also provides a number of automatic additional benefits and optional benefits.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Why do I Need Personal Accident & Sickness Insurance

Cover yourself or an employee against loss of income in the event of an accident or sickness.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Joe Ienari

Caroline has been very helpful and responsive in assisting with the insurance renewals across my businesses with CGIB. She consistently provides prompt service and reliable advice, making the process smooth.

I have also appreciated the support from Joe and Paul, who have been equally professional and attentive. It has been a pleasure dealing with the CGIB team.
Thank you for the continued support

Mark Bennett

Thank you Sarah for your hard work on behalf of our Owners Corporation - great job!

Todd hancock

Sarah was more than helpful throughout multiple insurance quotes and policy detail updates mid term. I was in and out of communication and this was not an issue. Very helpful and will continue to use these guys.

Peter Cutting

No stress experience - Caroline at CGIB has always been thoroughly detailed and accommodating in every aspect to give me the cover suited to my need.

Manuel Castro

They are very good at keeping me informed and up to date. They provide good advice and are prompt and efficient.

Damian Anderson

Been using CGIB for the past 14 years & have found them well organised, very efficient & great to deal with. Caroline Cori is fantastic, I couldn't recommend her highly enough!!!

John Mannu

We were fortunate to have Andrea Muse assist us with renewal of our policy recently.
Andrea is knowledgable, courteous, professional and responds to questions promptly!
I cannot express how happy we were to engage with her re our policy renewal and would recommend highly for assistance with policy matters.

Kon Mala

Caroline is a star! She makes insurance easy, and almost fun!! Thanks again Caroline

Arthur Petridis

Lisa from CGIB was professional, punctual, efficient & very informative. I am beyond satisfied with my experience & highly recommend CGIB without hesitation to family, friends & anyone who is looking for an insurance broker.

VICPMG Accounts

Emma and Andrea at CGIB are prompt, professional and extremely helpful. They made renewing our insurance a painless process, in fact their renewal price was cheaper that our current insurance policy held with a competitor, we saved money on a new policy - unheard of in this market! Changing to them was a no-brainer, they will be our first port of call for any insurance needs in future.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.