Professional Indemnity
Professional Indemnity

Protecting your building design business when it counts

Building Designers Professional Indemnity

Building Designers, Interior Designers, Services Designers, Town Planner, Energy Raters and Architects count on the team at CGIB to help protect their business and reduce risk with a professional indemnity policy.    

Please refer to the Insurer's Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

What is professional indemnity insurance?
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Professional indemnity insurance is designed to help cover you for the cost associated with any legal proceedings that might occur as a result of a client being unsatisfied with your advice or services. In some cases, clients will only choose to work with you if you have this insurance as it can signify your business has covered risks associated with their project. 

Why do I need professional indemnity insurance?
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This type of insurance is designed to protect you should you suffer a legal claim from a client. This could be in relation to the client being unhappy with the work performed or because there is a financial loss as a result of delays in a project or because other problems have arisen. A claim would normally be made if a breach of your professional duty was considered to have occurred. 

What type of claims do building designers have?
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There are many circumstances which might lead to a claim. These can cover anything from copyright breaches to dimensioning errors, dishonest staff, lack of detailing, loss of documentation, errors in documents,  incorrect specification and the failure of the buildings to perform as designed. 

In many cases, accusations are made against more than one party involved in the building project, which may have little substance, but still require investigation and defence by the insurer to protect both your and their interests

Talk to a Person

Talk to a Person

Our focus is on providing you with the best possible customer service. From taking up a policy to making a claim, we’re here to help.

Insurance Made Easy

Insurance Made Easy

Purchasing insurance can be confusing and time consuming.  We know the insurance market and we can tailor a solution for your individual needs.

Our Strength

Our Strength

As licensed insurance brokers established in 1984, we are an experienced insurance broker with a long and secure history. 

Price & Security

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia's largest Insurers. We also offer a choice of flexible payment options.

Policy benefits at a glance

Policy benefits at a glance

  • Premium discounts for Building Designer Association members 
  • Same trusted local Insurer since the inception of the product (CGU)
  • 1-hour free legal advice each year
  • Tailored Policy options to suit building designers
  • Costs Exclusive Excess and Indemnity Limits 
  • Excess Waiver for first claim (conditions apply)
  • Premium Funding option to assist with your business cash flow
  • Technical support available for all business, design, and claim issues 
  • Free contract reviews advice 
  • Free $100,000 Statutory Liability Cover for Work, Health and Safety or Environmental Protection Legislation 
  • Access to effective run-off options
General Advice

General Advice

Please read our General Advice when considering purchasing an insurance product.

Keep up to date on news and insights from the blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.