Commercial factory landlord insurance is made to protect the building and the interests of the property owner. Factory and industrial buildings are exposed to higher-risk environments, with incidents such as fire, storm damage, or structural impact all possible. This can lead to unexpected repair costs and loss of rental income.
Our commercial factory insurance cover applies to manufacturing facilities, processing plants, industrial buildings and factory units leased to tenants. Factory insurance is a structured way to protect your asset, maintaining stability and reducing the impact should the unexpected happen.
Get a QuoteDamage to a factory building interrupts tenancy and creates unexpected costs for the property owner. Commercial factory landlord insurance safeguards your building and asset, meaning any insured events have a reduced financial impact.
Arranging commercial factory landlord insurance involves assessing the property, understanding tenancy risks and selecting cover that reflects how the building is used.
Begin with an initial consultation to assess the factory building and landlord requirements.
Review property details such as building value, construction type, and tenant use.
Select suitable coverage levels and optional extensions such as loss of rent or liability.
Provide documentation outlining the property and risk profile.
Receive quotes and select a policy that matches your property needs.
Finalise the policy and arrange payment so cover is active.
Our clients outline how commercial factory insurance supported their operations when building damage or loss of rental income affected their investment.
Commercial factory landlord insurance supports property owners when insured events affect the building, its structure, or the income it generates. It typically includes:
Policies under commercial factory insurance exclude incidents outside the insured events listed in the terms. They will also not cover tenant-owned machinery, equipment, or inventory, as well as manufacturing equipment breakdown, as this relates to tenant operations.
Coverage will not apply to general wear and tear, poor maintenance and pre-existing structural issues. Intentional damage and events not listed as insured in the policy are also excluded, along with certain natural disasters unless specifically included.
The cost of commercial factory landlord insurance depends on the risk profile of the building and tenancy. Premiums for factory insurance are influenced by:
A CLOI broker keeps you informed about how these factors apply to your property, guiding you through suitable options.
Start Your Quote Chat With Our TeamCommercial factory landlord insurance can be arranged for facilities in major cities and regional areas. Coverage applies to factories of different sizes, including single-site workshops, large production plants, and multi-building operations.
Policy terms and premiums may vary depending on local risk factors, state regulations, zoning and environmental exposure such as flood or storm-prone locations. A CLOI broker can explain these considerations clearly to help you organise cover that aligns with your property.
Manufacturing factories, industrial buildings, processing plants, and factory units leased to tenants should be insured to protect the structure and rental income.
Yes, loss of rental income may be included or added as an option if the property becomes uninhabitable due to an insured event.
Costs depend on building value, construction type, location, tenant risk, and claims history.
No. Landlord insurance covers the building and landlord risks, not tenant-owned equipment or operations.
Landlords report the incident, provide supporting documentation such as photos and repair estimates, and the insurer assesses the claim. A broker can assist throughout.
An annual review is recommended, or sooner if tenancy, building structure, or property value changes.
Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.
Owning a factory or industrial property comes with risks that can affect both the building and your rental income. Having the right protection in place helps you manage these risks with confidence.
At CLOI, our brokers specialise in commercial property insurance and can help you arrange coverage that reflects your building and tenancy.
To get started, fill out the online form or contact us on 1300 764 244 for clear, reliable support.
Professional carriers or transport operators responsible for customers’ goods in transit.
Businesses sending their own goods.
Quote FormBusinesses sending, importing, or exporting their own goods. Covers loss or damage during transit.
Carriers transporting others’ goods.
Quote FormBusinesses or individuals needing cover for a single shipment or occasional transit.
Regularly sending goods—use the Annual Marine Cargo & Transit form.
Please note: We are unable to arrange insurance for one-off transits that involve carrying goods belonging to others please use the Annual Carriers Form
Existing policyholders renewing their annual Marine & Transit Insurance.
New applicants or one-off shipments.
Renewal Form
