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Life Insurance
Protect yourself and your loved ones today with tailored life insurance solutions to support your needs and wants.
Life Insurance Made Simple
CGIB have partnered with Steadfast Life, a specialist in life insurance and protection, to give our clients direct access to expert support and tailored solutions. As life insurance professionals, their sole focus is on helping people make informed choices in protecting what matters most.
Whether it’s supporting your family, securing your income, or protecting your business, life insurance is about having the appropriate safety nets in place should the unexpected happen.
Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you
Why Consider Life Insurance Now?
Because no two lives or businesses are the same. With a suitable life insurance partner, you can:
- Support your loved ones in the event of death or serious illness
- Keep your income steady if injury or illness puts you out of action
- Protect your business from disruption if something happens to a key person
- Help you plan for unexpected events
As our advice partner, Steadfast Life can provide:
- General advice to shortlist quick quotes or personalised, tailored advice
- Solutions tailored to your life needs, and budgets
- A range of personal and business insurance options including Life Cover, TPD, Trauma Cover, Income Protection and Business Protection
Ready To Explore Your Options?
From their personalised Steadfast Life Private Client full advice service through to their no fuss Lifebroker general advice broker service, Steadfast Life has the breadth and depth of experience to help you find a suitable solution.
No pressure, no jargon, just support.
Life Is About Looking After Yourself
Let us help look after you and your family’s personal needs. Personal Insurance provides protection in the event of sickness, injury or death. It includes the following:
Life Insurance
Life Insurance provides a lump sum payment to a nominated beneficiary in the event of death. It’s the most common form of personal insurance and helps ensure that the financial future of your family is safe and secure.
Total and Permanent Disability (TPD) Insurance
This type of insurance takes care of things if the insured person is unable to work again due to sickness or injury, by replacing most of your income. Benefits paid can be used to cover medical costs, make necessary modifications to the home, or supplement personal income.
Trauma Insurance
Trauma Illness Insurance, sometimes called Critical Illness Insurance, provides a lump sum payment when a specified illness or injury occurs. This type of cover is designed to help with the financial impact by things like a heart attack, stroke, cancer, or other life threatening conditions.
Income Protection
Income Protection Insurance, sometimes called Salary Continuance, is designed to help make ends meet if you’re unable to work due to sickness or injury. The premiums paid for Income Protection Insurance are usually tax deductable.
*The above advice is general. Before you decide to purchase life insurance or retain your existing cover, you should consider whether the advice is appropriate for your financial situation, needs or objectives and consider the applicable Product Disclosure Statement.
Protect against the unexpected
Protect your loved ones.
We can help support to protect your life – from financially securing your family if you’re not around or maintaining your lifestyle if you’re unable to work due to sickness or injury to covering everyday living expenses if you’re permanently unable to work due to disability or being financially supported if you’re recovering from a serious illness.
Protect your company’s future.
Your business relies on the contributions and expertise of key people. What would happen if one of them was suddenly unable to work? Our comprehensive business risk portfolio helps protects your company and ownership value should a key person suddenly pass away or become disabled.
Start your quoteKeep Up To Date On News And Insights From The Blog
Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.
