Cancellation Warning (Retention of Brokerage and Fees)

If you cancel your insurance policy before its expiry date, we reserve the right to refund to you only the net return premium received from the insurer or underwriter.

Any brokerage or commission earned by us for arranging the policy, and any broker fees charged at the time of placement, are non-refundable. These amounts cover the services provided to you in sourcing, arranging, and managing your insurance policy.

In some cases, an administration or cancellation processing fee may also be charged to cover the costs associated with managing the cancellation.

Please note that insurers may apply their own cancellation conditions or minimum premiums, which can affect the amount of any return premium available.

---

Disclaimer:
This information is provided as a general summary only. Cancellation terms and refund entitlements vary between insurers and policy types. Please refer to your policy wording, schedule, or invoice, and contact your broker for further information regarding the cancellation process or applicable fees.