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Introducing CLOI: Your Ultimate Commercial Landlord Owners Insurance

Brought to you by CGIB, your trusted insurance partner

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How Can Commercial Landlord Owners Insurance CLOI Benefit You?

As a landlord, unexpected incidents like these can lead to costly repairs, loss of rental income, or even legal expenses if someone is injured on your property. Commercial Landlord Insurance helps cover these risks, keeping your property, income, and peace of mind protected.

At CLOI, it’s all about giving you the support you need so you can focus on what matters most—your business.

With our Commercial Property Landlord Insurance, you’ll have the trusted protection and support you need to keep your property safe and sound. Let us handle the details, so you can focus on growing your investment.

CLOI is brought to you by CGIB, your trusted insurance partner.

Start Your Quote Call 1300 764 244

Some Of Our Partners

Are You Prepared for the Biggest Commercial Landlord Risks?

Owning commercial property can be rewarding, but it comes with its share of challenges. Local changes and economic shifts such as escalating building costs can impact tenant demand and vacancy rates—especially in retail or office spaces. Our Landlord Commercial Building Insurance protects your property from unexpected damage and keeps your investment secure through every risk.

What Our Commercial Landlord Insurance Covers

Still on the fence about securing Commercial Property Landlord Insurance? Here’s what we cover and how it can protect your holdings:

  • Injury to the Public: Commercial Landlord Insurance covers you if someone gets hurt on your property, so you’re not left with the bill and ensure your tenants are protected while on your premises.
     
  • Fire, Storm & Malicious Damage: Helps cover repairs or replacements if your property is damaged by fires, storms, or intentional harm. Whether it’s severe weather, accidental fire, or vandalism, this ensures repair expenses don’t fall entirely on you.
     
  • Glass Breakage: We help cover the cost of replacing broken glass, such as windows or storefronts, so you can maintain a professional and safe appearance.
     
  • Rent Default: We offer rent default for commercial landlord properties, helping to protect you should your tenant fail to pay their agreed rent.
  • Theft & Burglary: Provides support if valuable items are stolen during a break-in, helping you cover costs for fixtures, fittings, and other property essentials so you can get back on track quickly.
     
  • Machinery Breakdown: Helps with repairs if essential equipment, like heating or air conditioning, breaks down unexpectedly. This covers the immediate repair or replacement costs to keep your property comfortable and functional for tenants and guests.
     
  • Tax Investigation: Also known as Tax Audit, this helps cover expenses if tax authorities review your property finances.
  • Commercial Legal Expenses: Protect your commercial property from costly legal disputes. CLE Insurance covers lease disputes, debt recovery, regulatory investigations, contract disagreements, and provides access to legal advice when you need it most.
  • And many more!

Interested in safeguarding your property? Contact us for a quote today. While you’re here, explore our tailored Commercial Common Ground Insurance and Business Insurance, as well as other Landlord Insurance products, for complete peace of mind.

Extra Protection to Fit Your Needs

When you insure your property with our landlord’s Commercial Building Insurance, we provide additional cover at no extra cost. We can tailor an insurance policy to meet your needs. If the landlord building is covered by a body corporate/strata insurance policy, we can assist with cover for the landlord’s contents, fixtures and fittings.

Start Your Quote Call 1300 764 244

Why Choose Commercial Landlord Owners Insurance?

Frequently Asked Questions

Our Commercial Landlord Insurance covers a variety of properties, including office buildings, retail spaces, factories, warehouses, and more throughout Australia. For specific property inquiries, please contact us.

With our Commercial Property Landlord Insurance, you get protection for your buildings, fixtures, fittings, and contents against fire, storms, and other risks. This cover is designed to safeguard your property and investment—helping you manage potential financial setbacks and keep your business running smoothly, no matter what comes your way.

This coverage applies when essential equipment, like heating or cooling systems, experiences sudden and unexpected physical damage, helping with immediate repair or replacement.

When an insured event disrupts your business, Business Interruption Insurance steps in to cover any loss of profits, plus loss of rent.

Property Owners Public Liability Insurance can cover compensation costs if someone suffers injury or for poorly maintained buildings for example. This provides you with protection to safeguard your financial interests.

Yes, our insurance can cover any type of glass, including plate glass and shop fronts, in case of breakage. Providing this cover is selected, this means you’re protected from unexpected repair costs to help keep your property safe and looking its best.

Yes, this is also a great way to reduce admin costs.

Simply [contact CLOI](/contact-us) or fill out our online form! Our team is ready to answer your questions and guide you through the process.

Yes, we can use our extensive network to find insurers for hard to place risks.

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Aleisha has been very prompt and provided all the documentations I need within a short time. Turns out to be a very straight forward process for the purchase of common area public liability insurance
I have used CGIB for many years and have always had great professional service from them
I have used CGIB for many years and Sarah has always been helpful and professional
I was tired of getting ripped off for commercial insurance and decided to contact these people who were very quick and efficient and I'm now paying just over half what I was asked to pay for this coming year. It was exactly the cover I wanted and needed. Well done.
Aleisha was very helpful in providing me with a quote within an hour after my initial enquiry and the certificate of currency was issued the next day.
Highly recommend CGIB!
Caroline of CGIB is a delight to deal with. No fuss, very quick return emails and the premiums for policy are certainly acceptable and fair. I highly recommend CGIB.
Fair price, Friendly service, No problem to hold the quote for a few weeks
Dearest Caroline,

Thank you so much for your tireless efforts to assist us renewing our Insurance Policies including the Professional Indemnity Insurance and also the Landlord Insurance Policy 2026-2027

We always trusting that we will have our policies renewed without any hiccups or stress when you are handling the process, responding to our questions patiently and very gently.

We always keep recommending CGIB - Commercial and General Insurance Brokers to all our colleagues and friends as we keep dealing with CGIB more than 20 years.
Lisa has been so great to deal with, always so quick to respond, always kind and professional in her approach and answers any policy queries I have
I have been using CGIB for my business for several years, and I have consistently been impressed with their excellent service, professionalism, and support. Caroline is always incredibly helpful whenever I email with questions, and the team is consistently prompt with their renewal reminders. I highly recommend CGIB to anyone looking for reliable and professional insurance services.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.

We’re Here to Support You

Our Commercial Landlord Insurance protects your assets—giving you one less thing to worry about. Our team’s here to make things easy with support and advice you can trust.

Start Your Quote Call 1300 764 244


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