Who should use this form?
Professional carriers or transport operators responsible for customers’ goods in transit.
Who should not use this form
Businesses sending their own goods.
Quote Form
Manufacturing Business Insurance
Industrial and manufacturing buildings are exposed to all kinds of risk, every single day. These are higher-risk environments where incidents such as fire, storm damage, or structural impact can all impact your tenants day-to-day operations. Whether significant repair costs or a disruption to rental income, protection through insurance is essential.
Manufacturing facility landlord insurance applies to factories, processing plants, workshops and industrial facilities leased to manufacturing tenants. The focus is always on protecting the building structure, landlord liability and rental income, reducing the stress should something unexpected happen.
Get a QuoteHow Manufacturing Facility Insurance Supports You
Damage to a manufacturing facility interrupts tenancy and increases financial pressure for the landlord. Manufacturing facility landlord insurance protects against this, helping to minimise the impact of insured events.
- Protects the building structure against insured damage such as fire, storm, or malicious acts
- Provides landlord liability cover if injury or third-party damage occurs on the property
- Supports rental income if the building becomes unusable after an insured event
- Covers structural elements such as roofing, walls, foundations, and loading areas
- Provides greater financial security for industrial property investors
How Can Commercial Landlord Owners Insurance CLOI Benefit You?
As a landlord, unexpected incidents like these can lead to costly repairs, loss of rental income, or even legal expenses if someone is injured on your property. Commercial Landlord Insurance helps cover these risks, keeping your property, income, and peace of mind protected.
At CLOI, it’s all about giving you the support you need so you can focus on what matters most—your business.
With our Commercial Property Landlord Insurance, you’ll have the trusted protection and support you need to keep your property safe and sound. Let us handle the details, so you can focus on growing your investment.
CLOI is brought to you by CGIB, your trusted insurance partner.
Start Your Quote Call 1300 764 244Some Of Our Partners
Our Step-by-Step Application Process
Arranging manufacturing facility landlord insurance involves assessing the property, understanding tenancy risks, and matching with cover that reflects building usage.
Step 1
Begin with an initial consultation to understand the manufacturing facility and landlord requirements.
Step 2
Assess property details such as building value, construction type, and tenant use.
Step 3
Conduct a risk assessment based on industrial property exposure.
Step 4
Compare quotes from insurers offering commercial property coverage.
Step 5
Select suitable coverage levels and optional extensions such as loss of rent or liability.
Step 6
Finalise the policy and arrange payment so cover is active.
Working with a broker streamlines the entire process. From comparing insurers, explaining policy differences, or ensuring the cover reflects the risks of your property, our support is always there for you.
Start Your Quote TodayHear Directly From Manufacturing Businesses
Commercial property owners share how CGIB supported them with insurance during real events and claims.
What Does Manufacturing Facility Insurance Cover?
Manufacturing facility landlord insurance supports property owners when insured events affect the building, its structure, or the income it generates. It typically includes:
- Fire and smoke damage: Protection for the building structure if damaged by fire or related incidents.
- Storm and water damage: Cover for structural damage caused by severe weather or sudden water-related events.
- Vandalism and malicious damage: Protection against intentional damage to the property.
- Glass and structural fixture damage: Cover for windows, external glass, and fixed building components.
- Landlord liability: Protection if a visitor, contractor, or third party is injured on the premises.
- Loss of rental income: Support if the building becomes uninhabitable due to an insured event and rent cannot be collected.
- Accidental damage to the building: Cover for unexpected damage to structural elements.
Real-World Examples
- Fire event: A fire damages part of a manufacturing facility, requiring structural repairs before tenants can return.
- Storm damage: Severe weather impacts roofing and external walls, affecting occupancy.
- Liability incident: A contractor is injured on-site and lodges a claim against the property owner.
What Typically Isn’t Covered
Manufacturing facility landlord insurance is designed to protect the building, so there are clear exclusions. This is the same as any other policy you take out, and having the correct understanding of inclusions helps you get more from it.
Policies generally do not cover tenant-owned machinery, equipment, or production materials. Manufacturing equipment breakdown and operational risks are excluded, as they relate to the tenant’s business. General wear and tear, poor maintenance, and pre-existing structural issues are not covered. Intentional damage and events not listed as insured in the policy are also excluded, along with certain natural disasters unless specifically included.
Factors That Shape Your Policy Cost
The cost of manufacturing insurance isn’t one-size-fits-all. Premiums reflect the risk profile of the building and tenancy.
- Size and replacement value of the industrial building
- Construction materials and building age
- Location and exposure to risks such as fire or flood
- Type of tenant operations conducted within the building
- Risk exposure linked to manufacturing activities
- Security features and fire protection systems
- Claims history
- Coverage limits and optional extensions selected
CLOI manufacturing insurance brokers can explain how these factors affect pricing and assist you when requesting a manufacturing insurance quote. Compare your options, with a clearer understanding of all the expected premiums.
Start Your Quote Chat With Our TeamCoverage Areas for Manufacturing Businesses
Manufacturing facility landlord insurance is available across Australia for industrial buildings in both metropolitan and regional areas. Cover can be arranged for factories, workshops, and processing plants in industrial zones or mixed-use areas.
Coverage terms and premiums may vary depending on state regulations, zoning, and environmental risks such as flood or storm exposure. A CLOI broker can guide you through these considerations.
Frequently Asked Questions
What types of manufacturing or industrial properties should landlords insure?
Factories, workshops, processing plants, and industrial buildings leased to manufacturing tenants should be insured to protect the structure and rental income.
Does landlord insurance cover loss of rent if the manufacturing building is damaged?
Yes, loss of rental income is typically included or available as an option if the property becomes uninhabitable due to an insured event.
What factors influence the cost of manufacturing facility landlord insurance?
Costs depend on building value, construction type, location, tenant risk, and claims history.
Does this policy cover tenant machinery or manufacturing equipment?
No. Manufacturing facility landlord insurance protects the building and landlord risks, not tenant-owned machinery or production equipment.
How does the claims process work if the building is damaged?
Landlords report the incident, provide supporting documentation such as photos and repair estimates, and the insurer assesses the claim. A broker can assist throughout the process.
How often should landlords review their commercial property insurance coverage?
An annual review is recommended, or sooner if tenancy, building structure, or property value changes.
Keep Up To Date On News And Insights From The Blog
Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.
Speak to a Broker Who Understands Manufacturing Risks
Owning a manufacturing facility comes with risks that affect both the building and your rental income. With the right protection on your side, these risks can be managed with confidence.
Partnering with a broker means access to tailored advice, multiple insurer options, and cover that reflects your property and tenancy. At CLOI, our team can help you arrange manufacturing facility landlord insurance suited to your needs.
Just complete the online form or contact us on 1300 764 244 for clear advice on arranging reliable cover.
Marine Cargo & transit Quote Forms
Who should use this form?
Businesses sending, importing, or exporting their own goods. Covers loss or damage during transit.
Who should not use this form?
Carriers transporting others’ goods.
Quote Form
Quote Form
Who should use this form?
Businesses or individuals needing cover for a single shipment or occasional transit.
Who should not use this form?
Regularly sending goods—use the Annual Marine Cargo & Transit form.
Please note: We are unable to arrange insurance for one-off transits that involve carrying goods belonging to others please use the Annual Carriers Form
Who should use this form?
Existing policyholders renewing their annual Marine & Transit Insurance.
Who should not use this form?
New applicants or one-off shipments.
Renewal Form
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