Public Liability Insurance for Building Designers

We have extensive experience in providing tailored public liability packages as a stand-alone product or an add on to your professional indemnity policy.

Get a Quote

Why Building Designers Need Public Liability Insurance

If you’re a building designer, working with clients, consultants, and trades means you’re regularly exposed to public liability risks. Whether a client trips during a site meeting or accidental damage occurs during a consultation, a single incident could result in legal action or a costly claim.

That’s why public liability insurance is essential. At CGIB, we specialise in protecting professionals like building designers with policies tailored to the risks of your industry. Our public liability cover helps shield you from financial loss arising from third-party injury or property damage — so you can continue your projects with confidence, knowing we’ve got your back.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

What Is Public Liability Insurance?

Public Liability Insurance provides compensation to businesses in the event of personal injury or property damage to the public caused by your business.

Policy Details At a Glance

Known and trusted local Insurer
Monthly Payment option to assist with business cash flow
Technical support available for all business, design and claim issues
Stand alone or add to your existing cgib professional indemnity policy
Tailored insurance policy for the building designer industry

Business and Organisations

We can assist with providing public liability insurance for all types of businesses including large businesses, small businesses and businesses that are classified as high risk and therefore find it difficult to obtain insurance. CGIB also provide public liability insurance to franchises, non-businesses such as not for profit and charity organisations and associations

What Makes Public Liability Insurance Essential

Businesses are exposed to financial loss if they suffer a liability event.
If your business suffers a liability event and is held responsible for the property damage or personal injury to the third party, you may be legally required to pay any legal costs and compensation to the third parties.

Start Your Quote Chat With Our Team

Understanding Product Liability Insurance

Product liability insurance can be important for building designers who specify, supply, or recommend products and materials as part of their work. If a product you’ve provided or recommended — such as a fixture, fitting, or building material — is later found to be faulty and causes injury or property damage, you could still be held liable, even if you didn’t manufacture it yourself.

Having the right product liability cover in place helps protect your business from claims related to defects, safety issues, or product failures. It’s an extra layer of protection that can safeguard you from costly legal action and reputational risk, especially when dealing with suppliers, contractors, and end clients.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

General advice

Please read our General Advice Information Page when considering purchasing an insurance product.

Have a Question?

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Steve Colakidis

I have used CGIB as my insurer for over 10 years and they have always been very professional and reliable.

Antonio Iannella

CGIB have facilitated insurance for our Owners Corp requirements for the last few years. Sarah has been professional, diligent, helpful and I highly recommend their services.

PINA SERNIO

Wouldn't go anywhere else! We have been in the building industry for over forty years and have used other companies to handle our insurances and it was a nightmare. CGIB has been responsive, efficient and pleasure to do business with. They have handled our claims in a speedy manner and stayed on top of things, sending ME friendly reminders to help me stay on top of things. We have been with them for what could be over 15 years and highly recommend them.

Peter Clapham

Very easy to work with. Nothing a problem Caroline exception to deal with always obliging.

Cheryl Griffiths

We have used CGIB for many years. Caroline is very easy to deal with. Communication is always punctual & polite.

Todd Hampson

Thank you, CGIB has been an easy company to work with and was able to find me a competitive insurance offering.

Carl

Very knowledgeable and helpful. My hat off to Sarah and the team. So friendly and she goes out of her way to help as much as possible.

Anthony

Our family has been working with Joe and his team for over 15 years and we couldn’t be happier with the service. From day one, they’ve been hardworking, trustworthy, and genuinely committed to looking after our needs. What really sets them apart is how they stay on top of current insurance developments and proactively keep us informed. Joe and his team take the time to understand our situation and always provide clear, honest guidance. They’re not just our insurance brokers—they’re trusted advisors we rely on completely. We can’t recommend CGIB highly enough.

Kate Campbell

Efficient and wonderful service and experience. Thank you Andrea

Anthony Nelson

Once again Caroline has been amazing to deal with, her experience and knowledge is second to none, I would not insure with anyone else.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.