Public Liability Insurance for Building Designers

We have extensive experience in providing tailored public liability packages as a stand-alone product or an add on to your professional indemnity policy.

Get a Quote

Why Building Designers Need Public Liability Insurance

If you’re a building designer, working with clients, consultants, and trades means you’re regularly exposed to public liability risks. Whether a client trips during a site meeting or accidental damage occurs during a consultation, a single incident could result in legal action or a costly claim.

That’s why public liability insurance is essential. At CGIB, we specialise in protecting professionals like building designers with policies tailored to the risks of your industry. Our public liability cover helps shield you from financial loss arising from third-party injury or property damage — so you can continue your projects with confidence, knowing we’ve got your back.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

What Is Public Liability Insurance?

Public Liability Insurance provides compensation to businesses in the event of personal injury or property damage to the public caused by your business.

Policy Details At a Glance

Known and trusted local Insurer
Monthly Payment option to assist with business cash flow
Technical support available for all business, design and claim issues
Stand alone or add to your existing cgib professional indemnity policy
Tailored insurance policy for the building designer industry

Business and Organisations

We can assist with providing public liability insurance for all types of businesses including large businesses, small businesses and businesses that are classified as high risk and therefore find it difficult to obtain insurance. CGIB also provide public liability insurance to franchises, non-businesses such as not for profit and charity organisations and associations

What Makes Public Liability Insurance Essential

Businesses are exposed to financial loss if they suffer a liability event.
If your business suffers a liability event and is held responsible for the property damage or personal injury to the third party, you may be legally required to pay any legal costs and compensation to the third parties.

Start Your Quote Chat With Our Team

Understanding Product Liability Insurance

Product liability insurance can be important for building designers who specify, supply, or recommend products and materials as part of their work. If a product you’ve provided or recommended — such as a fixture, fitting, or building material — is later found to be faulty and causes injury or property damage, you could still be held liable, even if you didn’t manufacture it yourself.

Having the right product liability cover in place helps protect your business from claims related to defects, safety issues, or product failures. It’s an extra layer of protection that can safeguard you from costly legal action and reputational risk, especially when dealing with suppliers, contractors, and end clients.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

General advice

Please read our General Advice Information Page when considering purchasing an insurance product.

Have a Question?

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Michael Chadwick

Lisa and the team at CGIB have been fantastic, found me a competitive insurance policy for my Tractor. The service and offering was superior to other major competitors, where you feel important as a valued customer. Thank you CGIB team!

Scott Clarke

I have been dealing with CGIB and Caroline in particular for a very long time now, and I cannot recommend them highly enough. Their service is always extremely helpful, proactive, and prompt. It is rare to find this level of consistent reliability over the long term.
Thank you, Caroline, and everyone at CGIB.

Julie Mayer

Sarah is very helpful and knowledgeable. My experience was made very easy and stressless. We have been with CGIB for many years and would highly recommend them

Robert Noakes

I have been found Caroline from CGIB has been highly professional and responsive for all my PI needs especially when amendments are required. I have recommended Caroline and CGIB to many consultants in my network.

During the last twelve months I have had to contact Caroline about my policy and all enquires were resolved promptly and respectfully.

John kelada

CGIB are excellent commercial insurance brokers, Caroline and the team are always at hand with the our first year insurance and renewal with great pricing and handling claims.

Frank De Lorenzi

Very professional Insurance Brokers. Great service and timely response.

Friedrich Roslyn

Our company has been working with Caroline Cori for many years and it has always been a pleasure. Thank you Caroline for all your help.
Kind Regards
Ros Friedrich

Denise Noztech

I have had PI insurance through CGIB for many years. Caroline has always looked after me and no question was left unanswered. Very quick turnaround each year which was easy and painless. Never felt the need to look elsewhere. Thanks for looking after me for over 20 years

cgal family

Honestly, Aleisha was an absolute lifesaver. I needed to get an urgent $20M public liability policy sorted for our self-managed Owners Corporation so my lawyer could finalize a Section 32 for a property sale. Strata paperwork is usually a total nightmare, but Aleisha made it so easy and stress-free. She actually listened, worked fast, and got it done properly. Can’t recommend her enough!

Andrew Lim

Sarah Liakopoulos at CGIB has been a pleasure to deal with while setting up insurance for my new business. She arranged single transit marine cover for our first import shipment. When I needed public and products liability ahead of our launch, she had a quote to me the next morning and bound the policy the same day. Clear, prompt and easy to work with. Thanks also to Emma for stepping in while Sarah was away. Highly recommended.

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.