Public Liability Insurance for Building Designers

We have extensive experience in providing tailored public liability packages as a stand-alone product or an add on to your professional indemnity policy.

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Why Building Designers Need Public Liability Insurance

If you’re a building designer, working with clients, consultants, and trades means you’re regularly exposed to public liability risks. Whether a client trips during a site meeting or accidental damage occurs during a consultation, a single incident could result in legal action or a costly claim.

That’s why public liability insurance is essential. At CGIB, we specialise in protecting professionals like building designers with policies tailored to the risks of your industry. Our public liability cover helps shield you from financial loss arising from third-party injury or property damage — so you can continue your projects with confidence, knowing we’ve got your back.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

What Is Public Liability Insurance?

Public Liability Insurance provides compensation to businesses in the event of personal injury or property damage to the public caused by your business.

Policy Details At a Glance

Known and trusted local Insurer
Monthly Payment option to assist with business cash flow
Technical support available for all business, design and claim issues
Stand alone or add to your existing cgib professional indemnity policy
Tailored insurance policy for the building designer industry

Business and Organisations

We can assist with providing public liability insurance for all types of businesses including large businesses, small businesses and businesses that are classified as high risk and therefore find it difficult to obtain insurance. CGIB also provide public liability insurance to franchises, non-businesses such as not for profit and charity organisations and associations

What Makes Public Liability Insurance Essential

Businesses are exposed to financial loss if they suffer a liability event.
If your business suffers a liability event and is held responsible for the property damage or personal injury to the third party, you may be legally required to pay any legal costs and compensation to the third parties.

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Understanding Product Liability Insurance

Product liability insurance can be important for building designers who specify, supply, or recommend products and materials as part of their work. If a product you’ve provided or recommended — such as a fixture, fitting, or building material — is later found to be faulty and causes injury or property damage, you could still be held liable, even if you didn’t manufacture it yourself.

Having the right product liability cover in place helps protect your business from claims related to defects, safety issues, or product failures. It’s an extra layer of protection that can safeguard you from costly legal action and reputational risk, especially when dealing with suppliers, contractors, and end clients.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

General advice

Please read our General Advice Information Page when considering purchasing an insurance product.

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Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Anon

I have used CGIB for many years and have always had great professional service from them

Abison Group

I have used CGIB for many years and Sarah has always been helpful and professional

Peter Gordon

I was tired of getting ripped off for commercial insurance and decided to contact these people who were very quick and efficient and I'm now paying just over half what I was asked to pay for this coming year. It was exactly the cover I wanted and needed. Well done.

Nicolas Chung

Aleisha was very helpful in providing me with a quote within an hour after my initial enquiry and the certificate of currency was issued the next day.
Highly recommend CGIB!

Chris Young

Caroline of CGIB is a delight to deal with. No fuss, very quick return emails and the premiums for policy are certainly acceptable and fair. I highly recommend CGIB.

Michael De murashkin

Fair price, Friendly service, No problem to hold the quote for a few weeks

Mona Mousa

Dearest Caroline,

Thank you so much for your tireless efforts to assist us renewing our Insurance Policies including the Professional Indemnity Insurance and also the Landlord Insurance Policy 2026-2027

We always trusting that we will have our policies renewed without any hiccups or stress when you are handling the process, responding to our questions patiently and very gently.

We always keep recommending CGIB - Commercial and General Insurance Brokers to all our colleagues and friends as we keep dealing with CGIB more than 20 years.

Megan Russell

Lisa has been so great to deal with, always so quick to respond, always kind and professional in her approach and answers any policy queries I have

Alesha Davison

I have been using CGIB for my business for several years, and I have consistently been impressed with their excellent service, professionalism, and support. Caroline is always incredibly helpful whenever I email with questions, and the team is consistently prompt with their renewal reminders. I highly recommend CGIB to anyone looking for reliable and professional insurance services.

Vita Minutoli

I recommend CGIB. Caroline was a wonderful person to deal with at CGIB. My calls and emails were promptly answered. Competitively priced insurance policies. Caroline was patient and calm throughout the process. Thank you for your professionalism!!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.