Construction & Public Liability Insurance

Construction insurance provides cover for damage and theft to your building structure including its materials.

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Construction & Liability Insurance

Construction Insurance (also known as Contractors All Risk Insurance and Contract Works Insurance) covers building project under construction, building materials and equipment onsite against fire, malicious damage, storm damage, water damage, accidental damage, impact by a vehicle and theft.

We recommend that you include PUBLIC AND PRODUCTS LIABILITY which protects you against legal costs and your legal liability to pay compensation to others who have suffered Personal Injury (including contractors and sub-contractors) or Property Damage as a result of your business activities.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Renovating, Extending Your Home?

Often building Insurance (e.g. home insurance policies) do not provide cover for damage to your existing home while a building is under construction and the damage to the existing home is caused by the construction project. An example of such damage can happen when the roof of the home is removed and rain enters the home causing damage to the construction project area and the existing home area.

We can package a construction and liability insurance policy to cover the new works and the existing building on the one policy.

This type of cover is called Existing Structure Insurance. Please select this cover when completing our online form or feel free to contact us if you would like to discuss this further.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia-wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

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Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Peter Cutting
No stress experience - Caroline at CGIB has always been thoroughly detailed and accommodating in every aspect to give me the cover suited to my need.
Damian Anderson
Been using CGIB for the past 14 years & have found them well organised, very efficient & great to deal with. Caroline Cori is fantastic, I couldn't recommend her highly enough!!!
John Mannu
We were fortunate to have Andrea Muse assist us with renewal of our policy recently.
Andrea is knowledgable, courteous, professional and responds to questions promptly!
I cannot express how happy we were to engage with her re our policy renewal and would recommend highly for assistance with policy matters.
Kon Mala
Caroline is a star! She makes insurance easy, and almost fun!! Thanks again Caroline
Arthur Petridis
Lisa from CGIB was professional, punctual, efficient & very informative. I am beyond satisfied with my experience & highly recommend CGIB without hesitation to family, friends & anyone who is looking for an insurance broker.
VICPMG Accounts
Emma and Andrea at CGIB are prompt, professional and extremely helpful. They made renewing our insurance a painless process, in fact their renewal price was cheaper that our current insurance policy held with a competitor, we saved money on a new policy - unheard of in this market! Changing to them was a no-brainer, they will be our first port of call for any insurance needs in future.
Paul Farinacci
Rest assured with CGIB, Caroline and the team have it all under control. They are reliable, competitively priced, and most importantly care about your business. After 10 years of using Caroline and her teams services, I can highly recommend them.
Marc Piu
I used them in the past and they were easy to deal with so I used them again recently. Great staff, helpful and focused on service
Adam Gootkin
Recently purchased a property containing a shared driveway and Lisa and Caroline were very helpful in finding suitable coverage for the shared property at the best price of the quotes I received.
Yolla
Thank you CGIB for years of great service! It has been an absolute pleasure working with the Team. From Paul to Oscar and now with Sarah! Their approach is always friendly and professional with great support in a timely manner. I would recommend this company to anyone wanting quality service and advice – amazing Team!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.

What Is Adjoining Property Protection? A Simple Guide for Builders and Property Owners
What is Professional Indemnity Insurance?
The Role of Public Liability Insurance for Builders
Stop Your Tools & Equipment Going Walkies: Here’s How
Principal Supplied Items – Beware!
NSW Draft Design and Building Practitioners Regulation: are you ready to declare?

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We make insurance simple, with expert advice and support at every step.

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