Construction & Public Liability Insurance

Construction insurance provides cover for damage and theft to your building structure including its materials.

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Construction & Liability Insurance

Construction Insurance (also known as Contractors All Risk Insurance and Contract Works Insurance) covers building project under construction, building materials and equipment onsite against fire, malicious damage, storm damage, water damage, accidental damage, impact by a vehicle and theft.

We recommend that you include PUBLIC AND PRODUCTS LIABILITY which protects you against legal costs and your legal liability to pay compensation to others who have suffered Personal Injury (including contractors and sub-contractors) or Property Damage as a result of your business activities.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Renovating, Extending Your Home?

Often building Insurance (e.g. home insurance policies) do not provide cover for damage to your existing home while a building is under construction and the damage to the existing home is caused by the construction project. An example of such damage can happen when the roof of the home is removed and rain enters the home causing damage to the construction project area and the existing home area.

We can package a construction and liability insurance policy to cover the new works and the existing building on the one policy.

This type of cover is called Existing Structure Insurance. Please select this cover when completing our online form or feel free to contact us if you would like to discuss this further.

Price & Security

Offering competitive premiums and quality service, our insurance policies are available Australia-wide and provide you with the security of Australia’s largest Insurers. We also offer a choice of flexible payment options.

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Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Anon
I have used CGIB for many years and have always had great professional service from them
Abison Group
I have used CGIB for many years and Sarah has always been helpful and professional
Peter Gordon
I was tired of getting ripped off for commercial insurance and decided to contact these people who were very quick and efficient and I'm now paying just over half what I was asked to pay for this coming year. It was exactly the cover I wanted and needed. Well done.
Nicolas Chung
Aleisha was very helpful in providing me with a quote within an hour after my initial enquiry and the certificate of currency was issued the next day.
Highly recommend CGIB!
Chris Young
Caroline of CGIB is a delight to deal with. No fuss, very quick return emails and the premiums for policy are certainly acceptable and fair. I highly recommend CGIB.
Michael De murashkin
Fair price, Friendly service, No problem to hold the quote for a few weeks
Mona Mousa
Dearest Caroline,

Thank you so much for your tireless efforts to assist us renewing our Insurance Policies including the Professional Indemnity Insurance and also the Landlord Insurance Policy 2026-2027

We always trusting that we will have our policies renewed without any hiccups or stress when you are handling the process, responding to our questions patiently and very gently.

We always keep recommending CGIB - Commercial and General Insurance Brokers to all our colleagues and friends as we keep dealing with CGIB more than 20 years.
Megan Russell
Lisa has been so great to deal with, always so quick to respond, always kind and professional in her approach and answers any policy queries I have
Alesha Davison
I have been using CGIB for my business for several years, and I have consistently been impressed with their excellent service, professionalism, and support. Caroline is always incredibly helpful whenever I email with questions, and the team is consistently prompt with their renewal reminders. I highly recommend CGIB to anyone looking for reliable and professional insurance services.
Vita Minutoli
I recommend CGIB. Caroline was a wonderful person to deal with at CGIB. My calls and emails were promptly answered. Competitively priced insurance policies. Caroline was patient and calm throughout the process. Thank you for your professionalism!!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.

Surety Bonds, Contract Bonds and Retention Alternatives: What Contractors Need to Know
What Is Adjoining Property Protection? A Simple Guide for Builders and Property Owners
What is Professional Indemnity Insurance?
The Role of Public Liability Insurance for Builders
Stop Your Tools & Equipment Going Walkies: Here’s How
Principal Supplied Items – Beware!

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