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Business Motor Vehicle Insurance in Australia
When you depend on your vehicles to drive success, the right insurance is completely non-negotiable.
30+ Years of Trusted Business Vehicle Insurance with CGIB
With the right business motor vehicle insurance you can protect against accidents, theft, or natural disasters that might make for costly setbacks.
At CGIB, we specialise in providing business motor vehicle insurance that gives you the peace of mind you need to work uninterrupted. We boast over 30 years of industry experience, and we’ll use this to protect your logistics and transport should the unexpected happen.
Choose your CGIB business package, and secure everything you’ve worked hard to build.
Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you
Types of Business Motor Insurance in Australia
General Vehicle Insurance
Protect your assets with our general vehicle insurance and keep your operations on track. This includes coverage for accidental damage to help with repair or replacement costs, theft protection to secure your investment, and third-party liability to safeguard against damage or injury caused by your vehicle.
Truck Insurance
Secure larger vehicles used in logistics and transport, with comprehensive truck insurance that’s designed with you in mind. Our specialised coverage safeguards against accidents or industry-specific risks to help keep your fleet on the road.
Trailer Insurance
Your trailers work as hard as you do, and they deserve reliable protection. Our trailer insurance covers fire, storms, theft, and accidental damage, giving you peace of mind that your equipment is secure. With this coverage, you can focus on your business without worrying about unexpected issues.
Plant and Equipment Insurance
Your machinery sits at the heart of your operations, and our plant and equipment insurance ensures it remains safe and secure. From excavators to unregistered equipment, experience comprehensive coverage that protects against theft and damage. Keep moving forward, no matter what challenges come your way.
Any Businesses, Any Vehicle
Whatever your industry, whatever your vehicle, CGIB has a cover that’s just right:
Industries We Cover
CGIB supports industries that rely on vehicles to power their operations. From logistics and construction, to small businesses and delivery services, our business motor vehicle insurance protects against accidents, theft, and damage. Whether you’re transporting goods or managing heavy equipment on-site, you’re in safe hands.
Finding the Right Coverage for Your Business
Getting the right business motor vehicle insurance starts with knowing your risks. Evaluate what vehicles are critical to your everyday operations, how often they’re used, and any high-risk factors like exposure to natural disasters or heavy traffic areas.
Vehicles We Cover
Our policies provide comprehensive protection for a wide range of vehicles, such as commercial trucks, vans, trailers, and plant machinery like excavators. We also cover company cars and fleets, helping your vehicles stay secure and your business running smoothly.
At CGIB, we create policies that fit your unique requirements. You might operate heavy-duty trucks, or a fleet of delivery vans for example—whatever it is, you’ll get complete peace of mind knowing that you’re fully protected.
Policy Inclusions and Exclusions
What’s Included
Our policies cover a wide range of risks, including:
- Accidental damage to vehicles.
- Theft or vandalism.
- Natural disasters such as storms or floods.
- Third-party injuries or property damage caused by your vehicles.
What Isn't
- Wear and tear or mechanical breakdowns.
- Unregistered or uninsured vehicles unless specified.
- Use of vehicles outside their declared purpose (e.g., personal use for a commercial vehicle).
What Impacts the Cost of Your Business Motor Vehicle Insurance?
When seeking a truck insurance quote or coverage for other vehicles, there are a few factors that can affect your premium. Larger fleets increase risk exposure, leading to higher costs overall. The type and usage of your vehicles—such as heavy-duty trucks or frequent deliveries—might also impact premiums.
Finally, there are high-risk industries like logistics and construction that may find higher rates, while businesses with prior claims may see higher premiums due to increased risk.
When the unexpected does happen, CGIB is ready and waiting to make the claims process quick and stress-free. Whether you’re filing online or working directly with our friendly team, we’ll do everything we can to get you the quick resolution you need. Minimise disruptions to your business, and get full guidance and support every step of the way.
Claims Support and Process
When the unexpected does happen, CGIB is ready and waiting to make the claims process quick and stress-free. Whether you’re filing online or working directly with our friendly team, we’ll do everything we can to get you the quick resolution you need. Minimise disruptions to your business, and get full guidance and support every step of the way.
Price and Security
Find competitive pricing and fully flexible payment options that make your motor vehicle insurance as accessible as possible. We’ve got premiums for any budget, meaning you receive the best value without compromising on coverage. We’re also backed by Australia’s largest insurers, meaning you can count on us to provide the protection you need.
Business Motor Vehicle Insurance Made Simple
- Online Quote Form: Provide details about your vehicles and business operations to receive a tailored truck insurance quote or policy for your fleet.
- Personalised Assistance: Contact our team at 1300 764 244 for expert advice and customised solutions.
- Receive Your Policy: Get comprehensive coverage designed for your needs.
Why CGIB Business Motor Vehicle Insurance is Different
- Customised Coverage: Here, your truck, trailer, or plant insurance is made just for you—no one else.
- Comprehensive Options: Whatever your industry, whatever your vehicle, get the insurance cover you need.
- Expertise and Support: With over 30 years of experience in insurance for commercial vehicles, we know what we’re doing.
Hear Directly from Our Clients
Don’t take our word for it, see what other business owners and clients have to say.
Keep Up To Date On News And Insights From The Blog
Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.
Contact Us to Secure Your Business Vehicle
Protect your business and its critical assets with CGIB’s business motor vehicle insurance in Australia. Keep your operations running uninterrupted and your vehicles safeguarded—don’t let the unexpected ruin your hard work.