Business Insurance in Australia

Advice and tailored insurance for all types of business

Business Insurance Products

At CGIB, we offer flexible and comprehensive insurance for companies, grouped into the following categories:

Running A Business In Australia Comes With Plenty Of Challenges And Opportunities.

It’s easy for the focus to be on growth and innovation, but it’s crucial to protect your hard work from risks and uncertainties. That’s where CGIB steps in. Our team specialises in business insurance in Australia, offering practical solutions that will safeguard your business against any unexpected events. You could be a passionate small business owner building your dream, or managing the complexities of a much larger enterprise. Whatever your business venture, our professional insurance products will align perfectly with your specific needs.

From liability coverage to property protection and everything in between, let’s equip your business to handle life’s uncertainties.

Please refer to the Insurer’s Product Disclosure Statement (PDS) or Policy Wording when deciding if this product is right for you

Business Package Insurance

Protect your business with a business insurance quote that can cover property damage, theft, liability, and more—keeping your operations secure against a variety of risks.

Public Liability Insurance

Get essential coverage and shield your business against claims of injury or property damage. This is vital insurance for companies looking to protect their reputation and finances from unexpected incidents.

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Trades Insurance

Made just for tradies, this policy covers tools, equipment, liability, and other risks unique to the trades industry. Get a business insurance quote to keep your business protected on every job site.

Professional Indemnity Insurance

Protect against claims of negligence, errors, or omissions in any of the services you provide. This is insurance for companies looking to safeguard their reputation and business continuity.

Office Insurance

Secure your office with coverage for property damage, theft, and business interruption. This business insurance quote means your operations continue smoothly—no matter the challenge.

Mobile Plant and Machinery Insurance

Insure essential equipment like excavators and forklifts, whether on-site, in transit, or in storage. Our mobile plant, equipment and machinery insurance is for companies that rely on mobile machinery to keep their projects moving.

Motor Vehicle Business Use Insurance

Tailored insurance for vehicles used in business operations, covering accidental damage, theft, and third-party liability. Protect your fleet with a customised business insurance quote

Marine Cargo and Transit Insurance

Protect goods being transported domestically or internationally with coverage for loss or damage during transit. We can help keep your logistics running smoothly and your shipments secure.

Management Liability Insurance

Covers directors and officers against claims of mismanagement, including legal costs and damages. Ensure financial security for your leadership and peace of mind during uncertain times.

General Advice

Please read our General Advice Information Page when considering purchasing an insurance product.

Why CGIB is the Right Choice for Business Insurance

Access to Leading Insurers: As part of the Steadfast network, you can access exclusive policies and competitive pricing to get the most from your policy.
Customised Insurance Solutions: No two businesses are the same—that’s why our policies are made to fit your specific operations and risks.
Expert Claims Support: If the unexpected happens, we act as your personal claims advocate to manage the process and secure a fair resolution.
Australia-Wide Service: We’re proudly based in Melbourne, but you can expect the same exceptional care wherever in Australia you’re based.

How to Get a Business Insurance Quote

At CGIB, we’re all about making the business insurance quote process simple and stress-free:

Complete an Online Quote Form: Visit our website to provide details about your business and its needs.
Speak to a Specialist: Prefer a personal touch? Call us on 1300 764 244 to discuss your requirements.
Receive Your Tailored Policy: We’ll provide a personalised policy that’s designed to protect your business.

Frequently Asked Questions

How long does it take to get a business insurance quote?

In most cases, we can provide a tailored quote within 24–48 hours, depending on your business’s complexity.

What factors affect my business insurance premium?

Premiums depend on factors such as your industry, business size, location, claims history, and the level of coverage you choose.

Do I need business insurance if I'm a small business owner?

Yes, even small businesses face risks like property damage, liability claims, or theft. Business insurance protects your assets and provides peace of mind, allowing you to focus on growth.

Can I get business insurance online?

Absolutely. Our online process makes it easy to request a quote or learn more about the coverage options available to you.

For more information, contact us at 1300 764 244 or request your business insurance quote today!

Hear Directly from Our Clients

Don’t take our word for it, see what other business owners and clients have to say.

Anon

I have used CGIB for many years and have always had great professional service from them

Abison Group

I have used CGIB for many years and Sarah has always been helpful and professional

Peter Gordon

I was tired of getting ripped off for commercial insurance and decided to contact these people who were very quick and efficient and I'm now paying just over half what I was asked to pay for this coming year. It was exactly the cover I wanted and needed. Well done.

Nicolas Chung

Aleisha was very helpful in providing me with a quote within an hour after my initial enquiry and the certificate of currency was issued the next day.
Highly recommend CGIB!

Chris Young

Caroline of CGIB is a delight to deal with. No fuss, very quick return emails and the premiums for policy are certainly acceptable and fair. I highly recommend CGIB.

Michael De murashkin

Fair price, Friendly service, No problem to hold the quote for a few weeks

Mona Mousa

Dearest Caroline,

Thank you so much for your tireless efforts to assist us renewing our Insurance Policies including the Professional Indemnity Insurance and also the Landlord Insurance Policy 2026-2027

We always trusting that we will have our policies renewed without any hiccups or stress when you are handling the process, responding to our questions patiently and very gently.

We always keep recommending CGIB - Commercial and General Insurance Brokers to all our colleagues and friends as we keep dealing with CGIB more than 20 years.

Megan Russell

Lisa has been so great to deal with, always so quick to respond, always kind and professional in her approach and answers any policy queries I have

Alesha Davison

I have been using CGIB for my business for several years, and I have consistently been impressed with their excellent service, professionalism, and support. Caroline is always incredibly helpful whenever I email with questions, and the team is consistently prompt with their renewal reminders. I highly recommend CGIB to anyone looking for reliable and professional insurance services.

Vita Minutoli

I recommend CGIB. Caroline was a wonderful person to deal with at CGIB. My calls and emails were promptly answered. Competitively priced insurance policies. Caroline was patient and calm throughout the process. Thank you for your professionalism!!

Keep Up To Date On News And Insights From The Blog

Providing you with great insurance products to protect what’s most important to you is a given. But we also believe in keeping you up to date with the day to day risks that businesses face. Check out our blog for the latest.

Don’t let the unexpected affect everything you’ve worked hard for—request a quote online or contact our team today.

Looking for another way to safeguard your business? We also offer builders’ insurance products, landlord insurance products, building designers insurance, and lots more. Explore our range, and protect what matters to you.

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