Professionals
Safeguarding Your Career: The Foundation of Your Professional Indemnity Insurance
When it comes to preserving your career and maintaining peace of mind as a building designer, there's no room for compromise.
That's why selecting the right Limit of Indemnity Sum Insured on your Professional Insurance Policy is paramount.
... read moreTools to Help Your Business Prepare for the Bushfire Season
There are many useful and official resources to help businesses prepare for summer bushfire season and other risks.
Let's look at some of the resources you can access to help manage your natural disaster risks and why you might need them.
... read moreThe Importance of Run-Off Cover for Public & Products Liability
In the world of insurance, 'run-off coverage' is a vital but often overlooked term for businesses. This post delves into its importance, especially in products and public liability insurance.
... read moreRisk Management Tips for Australian Service-Based Businesses
SMBs offering services or advice can benefit from professional indemnity insurance to boost their risk management.
Having the right policy helps protect against a possible suite of claims.
... read moreHow To Protect Your Business From Increasing Cyber Risks
Only a quarter of Australian businesses have cyber insurance, despite the rise of cyber attacks. Learn how to boost your risk management to protect your business from cyber threats.
Boost your Cyber Safety
... read more4 Ways To Check if Your SME Is Underinsured (and What To Do)
Small businesses can avoid costly mistakes in underinsuring their properties and assets. These tips will help in estimating, assessing risks & understanding policy limits to get the right coverage.
... read moreHow management liability insurance gives your business more power
A management liability policy protects your company and its directors, managers, and officers against claims and costs resulting from mistakes management makes. Find out why your business is stronger when your managers’ risks are covered.
... read moreHow to Handle your Management Liability Risks Better
Business owners, directors, officers, and managers are all exposed to management liability, no matter the size of their business. Manage these risks with insurance tailored to your unique needs.
... read moreYour Obligations for Customers' Personal Information
The Privacy Act is being reviewed with a broadened definition of personal information expected. Find out if and how your business needs to protect your customers’ data now and in the future.
... read more5 Important Facts About Professional Indemnity Cover
There's much more to professional indemnity insurance (PI) than meets the eye.
The article unpacks five common misconceptions about the protection PI offers (or not, as is often the case).
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Not the same: Employee vs. Independent Contractor
Your business can avoid extra risks, liabilities and penalties by understanding and abiding by the legal differences between an employee and an independent contractor. This article offers you a guide.
... read moreWhat's Covered with Business Interruption Polices
Business interruption policies have been under the spotlight, with insurance claims hitting the courts. This article updates you on what’s covered and what’s not so you can better manage your business risks.
... read moreWorkplace manslaughter offences: could your business defend itself?
In 2019, WorkSafe Victoria reported there were over 27000 claims for injured workers, and sadly 24 workplace fatalities occurred in the state. The tragedy of one person losing their life on the job has a longstanding effect on family, colleagues and friends, so even one workplace death is too much. As a result, new laws have been created to assist in preventing workplace death. Because everyone Australian worker has the right to go home safely to their loved ones at the end of a workday.
... read moreDo you have enough insurance for your small business?
Underinsurance remains a serious issue for small businesses, with the Insurance Council of Australia’s (ICA) statistics showing 12.8 per cent of small businesses and 24 per cent of sole traders have no insurance.
... read moreStrata Insurance at a glance
If you own a townhouse, unit or apartment and you're sharing common space with others, you don't want to be left to foot the bill if there's damage to shared parts of the building or items. Strata Insurance protects the building and common areas or facilities, with the premiums paid for by the owners' corporation.
... read moreWhy is it important to list all business activities on your insurance policy?
When it comes to your insurance, you need to make sure that not only do you have the correct policies set up, but they are tailored to cover your particular needs.
... read moreWhy you need to have the right entities as named insured on your Policy
When it comes to a liability policy, you want to make sure there’s no easy reason for an insurer to decline indemnity. One of the most common issues we see is not getting the name insured right on a policy.
You’d think it would be simple, right? But a lot of businesses need help in ensuring all trading entities are noted as insured on the policy schedule.
... read more