General

Stop Your Tools & Equipment Going Walkies: Here’s How

Tradies’ tools and equipment are a hot target for thieves. These risk management tips, including appropriate insurance, will help protect your gear, including if your items have been damaged.

Tips to Secure your tools

Merry Christmas from our family to yours

As the year comes to a close, we wanted to take a moment to wish you all a warm and wonderful holiday season. Whether you're surrounded by family, friends, or a cozy blanket and a good book, we hope you find joy and relaxation in these festive days.

New legal landscape for construction businesses FY24

Many legal and regulatory changes are happening in the construction sector now & into the next financial year. Find out what’s in store for your state & territory with this informative update.

Tools to Help Your Business Prepare for the Bushfire Season

There are many useful and official resources to help businesses prepare for summer bushfire season and other risks.

Let's look at some of the resources you can access to help manage your natural disaster risks and why you might need them.

Cyber Resilience: Are You There Yet? Check Our Guide

The Australian Cyber Security Strategy 2023-30 will be a whole-of-nation approach to cyber resilience. Learn what it could mean for your business and how to boost your cyber risk management.

Risk Management Tips for Australian Service-Based Businesses

SMBs offering services or advice can benefit from professional indemnity insurance to boost their risk management.

Having the right policy helps protect against a possible suite of claims.

4 Ways To Check if Your SME Is Underinsured (and What To Do)

Small businesses can avoid costly mistakes in underinsuring their properties and assets. These tips will help in estimating, assessing risks & understanding policy limits to get the right coverage.

What you Risk if Your Home is Underinsured

Eight in 10 Australians underinsure their homes, according to ASIC. These are the risks of underinsurance and what you can do to ensure your home is properly protected.

How to Handle your Management Liability Risks Better

Business owners, directors, officers, and managers are all exposed to management liability, no matter the size of their business. Manage these risks with insurance tailored to your unique needs.

Your Obligations for Customers' Personal Information

The Privacy Act is being reviewed with a broadened definition of personal information expected. Find out if and how your business needs to protect your customers’ data now and in the future.

Not the same: Employee vs. Independent Contractor

Your business can avoid extra risks, liabilities and penalties by understanding and abiding by the legal differences between an employee and an independent contractor. This article offers you a guide.

Need To Claim Flood Damage For Your Business? Use These Tips

When a flood hits, staying safe and finding headspace to claim on your insurance for damage can be stressful. Improve your chances of a quick and fair resolution by following these tips.

Business checklist before you close for the holidays

This handy checklist will take the stress out of preparing your business for the upcoming Christmas closure, so you can return refreshed and ready for a more successful year. 

How increasing building costs could mean you’re now underinsured

Most people are aware inflation has been on the rise in recent months due to COVID-19 impacts. However, many are not aware of how significant the impact has been on the construction sector and what that means for their property insurance. As a result, the gap between what most people are insuring their properties for and the true cost of rebuilding is currently unusually large. Read on to learn more.

Are you under-insured?

Your business is probably one of the most valuable assets you have - so it makes sense to protect it in good times and bad. 

Why is it important to list all business activities on your insurance policy?

When it comes to your insurance, you need to make sure that not only do you have the correct policies set up, but they are tailored to cover your particular needs. 

Why you need to have the right entities as named insured on your Policy

When it comes to a liability policy, you want to make sure there’s no easy reason for an insurer to decline indemnity.  One of the most common issues we see is not getting the name insured right on a policy. 

You’d think it would be simple, right? But a lot of businesses need help in ensuring all trading entities are noted as insured on the policy schedule.

Insurance and Small Business

In this edition:

• WorkCover Insurance
• Public Liability
• Equipment and Tools of Trade